Finance Your Dream Home in El Paso TX and Fort Bliss Area Imagine buying your dream home. Connect with a lender to help you make it happen.
Sponsoring Lender: Commerce Mortgage
Our team of local financing experts are ready to guide you through the home buying process. They are committed to fast, professional, courteous, and personal service to help you understand and feel at ease throughout the home buying process. These trained and certified loan originators specialize in financing homes in the El Paso’s real estate market. They are prepared to find the right loan program with competitive rates and low down payments for you. These lenders are experts on VA loans, First Time Home Buyers and $0 Down-payment Programs.
Why Get Pre-Qualified?
- Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most and is free.
- While a “pre-qual” is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
- These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.